You Are Not Just Getting a Policy. You Are Becoming a Member.
Every benefit below comes with your membership at no additional cost. This is what most people cannot believe.
The Chain of Events After Death.
When someone passes away, bank accounts begin to freeze. Credit cards get shut down. The income stops but the bills do not. The mortgage still comes. The car note still comes. And while all of that is happening, the family cannot sell the house, cannot transfer vehicles, cannot access investments. Because everything is locked until the court process is complete.
On average 12 to 36 months. Most families do not lose money when someone passes away. They lose everything else. Stability. Access. The ability to make decisions.
A revocable living trust bypasses probate entirely. Members get it included.
Every Benefit, Included.
Free Legal Documents
Members get access to a complimentary online legal platform to create customized wills, powers of attorney, healthcare directives, and revocable living trusts. Estate attorneys charge $1,500 to $5,000 or more for these documents. Members get them included.
Scholarship Program
Hundreds of competitive scholarships are awarded to children and grandchildren of members every year. Members have access to a scholarship pool the general public cannot apply to. Most families are fishing in the same pond as everyone else. Members have access to a completely different pond.
Orphan Child Support
If both parents who are members pass away, their children receive ongoing financial support through the orphan benefit program. This ensures children are never left without a financial foundation regardless of what happens to their parents.
Community Grants
Members can apply for over one thousand dollars twice a year to fund hands-on community projects. Bookbag drives, coat drives, Thanksgiving turkey trots, feeding the homeless, hygiene kits, toys for children. Members who want to give back no longer have to fund it out of their own pockets.
Micro Grants
Members can apply for smaller grants to support local initiatives, volunteer projects, and community activities that make a direct impact in their neighborhoods and schools.
Member Discount Club
Members get access to exclusive pricing on everyday necessities, electronics, hotels, rental cars, theme parks, and online shopping. The savings available through the discount club often exceed the cost of the monthly premium on their own.
Tuition Reimbursement
Members can receive funds to cover tuition costs, professional certification course fees, textbooks, and work-related training programs. This benefit supports members who are investing in their own growth and career development.
Complimentary Legal Services
Through our LawAssure partnership, members receive professionally prepared estate planning documents including a revocable living trust, last will and testament, financial power of attorney, and healthcare directives. Documents are reviewed and customized for each member's state of residence. Most attorneys charge between $1,500 and $5,000 for comparable work. For members, it is included.
Scholarship Programs
Annual competitive scholarships are awarded to the children and grandchildren of members across the country. Awards range from a few hundred to several thousand dollars and apply to undergraduate, graduate, and vocational programs. Multiple awards each year.
Community Grants
Members receive funding to organize community initiatives in their own neighborhoods — bookbag drives at the start of the school year, coat drives in winter, holiday turkey trots, school partnerships, mentorship events. The grant gives members the resources to serve.
Illness Protection & Standalone Plans
The member Illness Protection Fund provides financial assistance during serious illness. Members can also enroll in standalone Cancer and Heart Attack & Stroke plans that pay a lump sum directly to the member at diagnosis. Use the funds for anything — treatment, time off work, mortgage, childcare.